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Cars

Oct 29, 2016 9:19 AM

So, i've had a lot going on recently which I will post about tomorrow because I haven't got the energy to do it today but I want some advice on this.

Essentially, I care for 2 people and help a 3rd with their medical stuff. In order to do this I have to take them to appointments etc.... as well as go to my own. My mum is starting a new job and I have my driving test soon. So... Very soon I won't be able to drive my mum's car and I need one to get everyone where they need to be. I'm not a candidate, nor do I have the funds for motability. I need a cheap to run cheap to insure etc. Car essentially below group 5 and above 60 mpg (claimed) plus maximum £30 road tax. I don't have any money for this car however. Any advice or help would be appreciated.

N.b. Please don't mention any crowdfunding sites as that is not an option for me

Thanks and I hope you all have a low pain day

Gentle hugs

Oct 29, 2016 9:56 AM

You do realise that as a young driver your insurance is going to be high as well....your age is a big part of that, it also depends on where you live if you live in a city or a little village will affect your insurance.
Car road tax is pretty straight forward for instance my car is a mitsubishi lancers 1.6 on a 05 plate and my road tax is £17 a month.
Obviously a smaller car and engine will be less to tax. There are a wide range of cars in this category so it'll be finding the car for you and you're passengers.
Ah also look at how easy it will be for you and your passengers to get in and out of the car as well.

There is one way to help your insurance and that would be to go with an insurance company that does either the black box or the tracking app for your mobile but the initial price will still be high until they start tracking your driving.

I can't give you any advice on how to afford a car because I have no idea? would car finance be an option? OR asking for money for Christmas instead of presents?

Sorry I can't help you more but I can definitely send you positive thoughts and vibes to you xx

Oct 29, 2016 10:02 AM

Already asking for money for Christmas etc.
I need it to be £30 a year maximum

I know that insurance will be high but I am going to do an IAM course which will lower the price quite a bit so instead of £2000 it will be £700 kind of thing. That is with a black box as well which
means it can lower further.

Problem is that I NEED a car because of all of these appointments etc. And there is no-one else and no other car to take them in. I am essentially looking for a 1.0L

Also it has to be 5 door because of everyones conditions etc.

It's quite complicated 😤😤

Oct 29, 2016 12:03 PM

Are there anynagencies there that help when a person needs a car but can't afford it? I don't know how things work there - here some of the social services have info on groups that help.

Oct 29, 2016 12:32 PM

Not many and often it either takes a long time or you have to fit lots of criteria for various different things (e.g. Be BAME or have MS) they will often have specific conditions that they give it for.
It's a bit of a nightmare because if I can't get a car then me and my families health are going to go down the drain

Oct 29, 2016 12:52 PM

Can you for a while take your mom to work?

Oct 29, 2016 3:17 PM

What price range are you aiming for...... my brother fixes and sells cars for a living,so I can give pointers but you need to have a starting point in terms of how much you think you can spend/raise etc you could pick up an older car for a few hundred quid but the tax would be a lot more expensive than new cars with low co2 emissions 😊

Oct 30, 2016 4:11 AM

Unfortunately AnimalLover, because I have get to school too and take people places it wouldnt work because of my mum's shift work pattern. I'd never be able o get to school yet alone to anything else. Thank you though


JAHMAC thank you so much! I appreciate any pointers you can give me. Ideally more £1250-£1500 but I could raise a bit more maybe to a maximum of £2500, it will take time, asking for lots of donations and seeing if I can do some freelance or something but I should be able to do something like that.

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