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Disability Advice

Oct 28, 2017 2:24 AM

Hello everyone, how’re y’all doing? I’m having a pretty rough times with my disability. I’ve been fighting for almost a year and got denied for the second time today. My lawyer is is the process of setting up my court date but I’ve been told it probably won’t be until 2019.
I’m unable to work due to my pain and chronic illness. I see my new rheumatologist next week to see what the possible diagnosis could be of what’s going on.
I am going to school part time and I receive pension money from VA since my father was 100% disabled. This pension is only while I’m in school and isn’t much.
Well things went down hill yesterday when VA told me they overpaid me and might hold me next couple of checks. Then I found out that my disability was denied again. THEN I got served papers. I’m being sued by an old credit card because I wasn’t able to pay it all. I’ve been in contact with them to set up a payment plan but they didn’t want to accept under $700 a month for 3 months. So now I’m in a lawsuit.
I had a complete nervous breakdown last night over all of it. I don’t know what to do financially. I’m in talks with the companies’ lawyer to see what my payment options are. And I’m hoping the VA accepts my waiver for the overpayment.

Has anyone else had critical financial problems due to their disability denial or medical problems? I just want to know I’m not alone.

Oct 28, 2017 11:08 AM

I had everyone I know family and friends write a letter to disability as back up so the court understands that I wasn't faking my conditions. I've been on disability since 1999 and I didn't need a lawyer, I had a friend help me and I represented myself, never needed to go in front of a judge or appeal. I was approved by disability within 3 months which is normal time wait period for a decision. My friends and family explained every condition I have and how much pain I suffer from, plus, the constant hospital visits and doctor visits. It will help when others you know and family can also back you up besides a lawyer and a doctor, you need to get letters out, present them to your lawyer to submit them to disability. This will be a big help to you.
As for the pension you get from your family member that will be possibly an issue, but if less than around 700.00 bucks you should be okay.. Disability has gotten harder to apply for since I was applying, and things have changed due to new presidents, but get those letters done and you also write a letter for yourself and explain at the end of the letter that the letters you presented are very important to read as well, for people who know you and see you in pain.. Get going one that, 2019 is far to wait, the more time you spend fussing around with your lawyer the more money he collects when and if you are approved for the 3rd time.. Or get another lawyer, or represent yourself!,
Good Luck to you, please do this it will help you ALOT, I PROMISE YOU THAT!

Oct 28, 2017 11:35 AM

I don’t understand why it’s so hard when it’s our money we paid into a system! It infuriates me to hear this. I have started buying several disability plans in anticipation of needing this, as Work at only age 42 is becoming increasingly difficult this year. May I ask what your conditions are and what proof you have when you’ve filed? Trying to figure out how much you actually have given them that they can actually deny this! It’s ludicrous!

Oct 28, 2017 5:57 PM

@Hoping4aCure1972. Thanks for the advice! I’ve already asked a couple people to write up letters but I may ask more. I just got a lawyer because I had filed numerous times in the past and was denied. I never appealed. I finally decided to this time and that’s when my therapist recommended this lawyer. He has been great so far and they’ve gotten everything filed right away. They’re trying to fight for me to get a court date sooner.

@Giventofly. My conditions are: congenital scoliosis, spinal arthritis, spondylosis, hip dysplasia, chronic migraines, PCOS, borderline personality disorder, PTSD, anxiety, and possibly lupus. (Seeing a rheumatologist starting next week).
My biggest problems are with my anxiety, migraines, and back pain. I’m in the ER probably 2-5 times a year with migraines and also have to give myself injections for them. On top of receiving Botox injections every three months.
I used to work as a nursing assistant but had to quit because of my back pain. I’m only 23 and I think that’s a lot of why I’m being denied so much.

Oct 29, 2017 9:52 AM

I was forced to file bankruptcy in September. I did chapter 13 where I pay money back, but a much reduced amount. I was denied SSDI upon appeal and am waiting for a court date. I’m unable to work or go to school. I finally got STD through my old employer (they fired me for being off sick too long) and am now working on obtaining LTD. it took them 10 months to approve me for STD. Pretty much a waiting game. Have an excellent attorney. Follow all medical advice. That’s all you can do.

Nov 04, 2017 3:19 PM

Believe it or not I got my disability within 3 months of applying . I used Hardison & Cochran. They may be available in your area and can take over your case. If you are applying for disailitymay Iask what you are disability could i ask what career you are looking into? Are you needing long term disability or is this something you have that will or will not not prevent you from working in the future? As for your credit cards, you could pay them $10 a month and they cannot turn you in on your credit report or take you to court as long as you're showing consistent payment on the credit cards.8 years ago They kept threatening to do the same thing to me. Over and over again they said as Sheriff would arrive at my door. That was all Bs and they finally left me alone. After a while they will quit calling and it will take 7 years for it to get off your credit report as long as you do not communicate with them. This was a credit card from my mother and I was the executor of estate.

Nov 06, 2017 11:33 PM

@katkares Cochran firm? If so I wouldn’t recommend them I just got denied again with them as my lawyers they did absolutely nothing to help me or my case didn’t even get all my records or help me with my adult compasity form I struggled with words I was told so my best. Never suggested what I still needed in my case mri ect just example 7 yrs I been fighting it’s rediculous and I have bipolar 1 mixed rapid cycling,severe w/o psych general anxiety disorder GERD APS bilateral vestibular loss of Balance reflex and few others.

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