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Family Budgets

May 26, 2015 1:11 PM

My family is stressed with money right now because my dad can't really work, my sister babysits from time to time, and my step mom is the main source of income. She's a substitute teacher, but will hopefully get a full time job next year(this September). She thinks my dad and I should try to get disability but I'm not sure how that works. Any ideas on what to do?

May 26, 2015 1:25 PM

I believe that if you are not able to work a full 8 - 12 hr job then yes. There is no shame if you are truly disabled. Of course be prepared to have to fight for it you will need to get all of your. Medical Records from every Dr that you have seen. I believe that includes Therepy. It might help if you can get your Dr to help you with it. Also get you a good Lawyer to help y'all. Be prepared to wait for at least 18 mos to 2 yrs. I wish y'all the best and hopefully it won't take that long.

May 28, 2015 1:25 AM

Since we can search topics by user posts look at my posts (LMB) on disabibility there are two separate threads. Hope the information helps but it takes a REALLY LONG TIME. You might be able to get financial help depending on your family income. However there are strict rules with that too. All of the rules /qualifications are on the government's website. I applied over two years ago and was denied 3 times so far. Should see a judge this fall. That was with an attorney the entire time. Apply now and keep fighting do not give up if you truly need it. If you cannot find the posts I will be back online tomorrow. Just post a comment here and I will look for it.

May 28, 2015 2:34 PM

Yes, definitely get an advocate or disability lawyer. Make sure to do research on the advocate/lawyer prior to hiring them. The Better Business Bureau often will have good info on them.

My disability advocate was awesome, helped me immensely, and got me on disability within 6 months. My husband tried by himself, got denied, then tried an advocate but didn't do any research and halfway thru the process she just disappeared. Poof. Gone.

After you've found one you like, just keep at it. The SSDI can be very arbitrary. Don't let that discourage you. Most ppl get denied their first time around. My stepdad had an advocate and was denied a bunch of times before finally be approved.

Also, while you apply for it, check to see if you are eligible for SSI (supplemental security insurance). It's just extra cash if you are eligible. I would also check with your state government to see if there is are any programs or help they can give you.

Good luck!

May 28, 2015 4:58 PM

Awesome input Amie thank you for the post!

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