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SSD or SSI

Jan 13, 2016 11:50 PM

Well the guilt has finally wore me down. It appears I will not be able to return to wedding planning or keep my new business open. So I have a meeting with an attorney to discuss fighting for SS. It has been over 10 years since pubic work and I have a feeling that I will have to take the Ssi after a fight. I went in right out of surgery to apply and was told no, but the woman sitting right beside me and could not speak English and never worked got it. That really hurt my feelings since I had worked since age 16 , well over 20 years either full time or part time. So if anyone has any tricks let me know. The husband is getting nasty about his money.

Jan 14, 2016 1:10 PM

Zetarlov, I'm in the same boat, but a year ahead of you. We're waiting for a hearing date. Praying for the best for both of us! πŸ˜·πŸ™πŸŒΌπŸ’•

Jan 14, 2016 1:26 PM

I was denied because of insured credits and was told I would have to go back to work part time to get them back. It took me 2 years to find a job just to have to turn in my notice a month later because my back couldn't take it and my pain doctor said that I shouldn't have gone back to work with the way my back is and was then and now. You did right by getting a lawyer, it took my mom 3 years to get on it with a lawyer!

Jan 15, 2016 12:19 AM

Well, today was a waste. Since I was self employed and no true income that forced me to pay the ss I have no credits. When talking to the group and discussing why , they said if I was separated from husband and lost his retirement then I could get ssi no problem. Well that sucks

Jan 15, 2016 7:52 AM

I am sorry for everyone's troubles. Idk if my story will help but here goes. I had a silicone implant to rupture. So I had an attorney for the Dow Corning lawsuit.
I had always worked in apartment management so most of my income was free rent, free utilities, etc... In the end, my income total was very low. Also this happened while I was still quite young with a baby. 29 y.o.
In a short time after the rupture I was having bad health problems. My attorney guided & helped me win disability. As a young woman that was very difficult to accept and my family was not supportive at all! Fibromyalgia & CFIDS was my "lazy" label. But everyone needs to understand their limits and not push them. It's sad to read that one of you was told to go back to work! Crazy!!
I advise everyone to get an attorney! Go to as many doctors as you can to support your claim of why you're seeking disability. If you have a good attorney, he should 'pay' for these appointments! It comes out of your large lump sum of money! Well worth it. If your pain is causing emotional distress (IE: marriage, not able to work, lack of family/friends support, etc.. ) please see a psychiatrist. I hate it, but you need as many doctors on your side! It's hard to get your earned social security, so go all out! Most people are turned down the first time. But jump right back into it! Do not give up!
Regarding ssi, this is for people whose income is below standard. Example, myself, single and bc my total income from my years of employment was very low I qualify for ssi. I'm not proud or happy about it! My total monthly income now is just a little over $700!! Still single and that's all the money I get. Imagine, who can realistically live on that much?! I go without food a lot!
So if you're married, on your husband's insurance plan, etc, you probably won't get ssi. ssi is for very low income people.
Make certain your attorney believes & supports your disabilities. He will send you to appropriate docs, pay for everything & not ask for money up front. That means he believes you will win your case!
I'm new here & this is my first comment to anyone. I hope I've helped someone in someway! BELIEVE IN YOURSELF!! This is only the beginning of your struggles. Don't wait till you're so exhausted that you cannot fight for yourself! I am now 52 y.o. I can tell you, pain over time may result in other diagnosis. If I could go back in time I'd tell myself *don't get on that couch for too long! Eventually you won't be able to get up!! *eat healthy! *stay socialable! Don't block others out. And those who can't handle the 'new' you, were not true friends. So don't be hurt. If you go to church, keep going. Otherwise you'll be an older woman who has no friends & lives like a hermit! *take care of your emotional well being. *help others understand your pain/disability as much as possible, provide reading information. But know, if they haven't been where you are, they cannot fully understand!
God bless each of you & best of luck!! Kathy

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