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SSDI emergent/before surgeries?

Feb 16, 2015 2:14 PM

I have a question for anyone who has experience with this...

I was in car accident over 2 yrs ago resulting in neck & back trouble. It has worsened with time. I suffer from occipital neuralgia with chronic migraines, and also have a herniated disc in c6 area with bone spurs c2-c7. Also have 2 herniated in lumbar and bulge on top.

I have been thru 1.5 yrs pt, many injections, cervical rhizotomy & a pharmacy of meds.

I am a private contractor (work for self) & am also involved in a lawsuit regarding this...going to trial soon.

Every doc I have seen has been very surprised I am still managing to work, but I had to because we would lose everything without (I am sole provider). Helps that I love my job but still...some days are impossible and when the pain gets bad i cannot function or get out of bed.

I am going to be undergoing 2 surgeries now, disectomy or whatever with fusion in neck and either double or triple in back. Doc says a year to recover, if I can as I may have permanent damage now.

I have finally accepted that I need to do the surgeries and ASAP. Doc says he will support anything in relation to the claim, & I am waiting to speak to my lawyer about it because doc told me I needed to work with lawyer if already involved in case.

Anyone have experience with this? I either need the lawsuit payout like now or SSDI to come through immediately. I'm worried about losing my house, feeding children etc...at this point. Stress doesn't help!

Thanks in advance for any info/tips/stories etc. :)

Feb 16, 2015 8:27 PM

Therapist, I can so relate as our situations are very similar, except my accident was in 2014 and thankfully I'm employed and have great benefits so waiting for a settlement/verdict is much easier for me. My suggestion for you is to either wait with surgery until your trial is over or have your wife get a job. I know neither one of these options may be doable for you. I'm just fearful that SSDI may not hapen for you in time. My hubby was a contractor who had to retire at age 38 due to multiple accidents. He's still waiting for SSDI and had I not been able to shoulder the load, we would have lost everything back then. And it's been touch and go a few times since and we're just now, seven years later, finally financially secure (somewhat).

Feb 16, 2015 10:52 PM

Ugh. I know how hard the wait can be. I can't wait on the surgeries anymore due to 1) severity of my condition & 2) reaching 3 yr accident payout for PIP benefits.

I spoke to lawyer today and he is referring me to discuss with his colleagues that work with social security. So hopefully should know more soon. It appears as though I have the "automatic approved" conditions and a plethora of "evidence" like mri's and such as well as documented non response to multitude of treatments.

My hubby quit work to help at home because I cannot do the household work and kids (too physical) so my job is actually easier on me physically (I'm a psychological therapist) than here at home so him working is backward. I need him to take care of me and the kids.

Why must everything be so difficult! I have contributed to the system, already calculated a hefty (for their purposes) monthly payout, & I qualify and need it. Aren't I the perfect candidate for this? I swear...with going through this experience, it has taught me so much about corporate world, government, policy etc. Hard to not become paranoid after going thru all this and realizing the truth behind so much! Just so sad that the "little people" get sooo taken advantage of.

I pray it works out. Every day is a battle and I am running out of armor here!

Feb 17, 2015 7:02 AM

Therapist, I pray that you get what you need! And that your attorneys get you there swiftly.

Feb 19, 2015 9:21 PM

You are not paranoid if they really are out to screw you - and they are. SSDI strung me along for years before I hired an attorney and requested a hearing. The same information that was on my application and appeal that were denied were presented at the hearing and the ALJ awarded me benefits during the hearing! So my suggestion is to get an attorney as soon as possible to help you out starting with the application. My other suggestion is to journal your symptoms as well as their affect on your daily life as this was incredibly helpful in the SSDI hearing and for communicating with my medical providers. There are some really great apps you can download that make it easy.

I also have occipital neuralgia and migraine stemming from a car crash 7 years ago. I know you are going through hell and I hope and pray that you get the help and relief you need.

Feb 22, 2015 7:34 AM

Hey therapist, from a fellow therapist! I think the lawyer will be really helpful. Please let us know how it's going. I have cut my practice hours down to seeing clients 3 days a week. Now I wonder how the heck I used to do 5 dys a week of clients, paperwork, etc.
My own fear is as I get older the symptoms getting worse due to age? I wish there was SSDI supplements, like if I want to still work, but need some support financially because I can only do so many hours.
Hang in there and keep us posted!

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